May 2007

Party Time: Excellent!

As the summer approaches and brings the heat, let us not forget one of our most basic human intuitions: When the body gets hot, submerge in water.

Pool parties! A ride down a neighborhood street on a Saturday can often reveal exactly who on the block owns the pool. Kids, and adults pretending to be kids, gather for food, fun and an escape from the heat.

But not all the partying is left to the kids. Alcohol is often an added bonus for the adults. With a yard full of crazy kids and imbibing adults, it's no wonder these parties can get out of hand. A slip and fall around the pool or another accident that injures someone at your home is a very real concern—one that may have an effect on your personal liability coverage.

A review of your coverage will illustrate what coverage is available for these types of accidents as well as what may be excluded. It is also important to review personal liability limits in your homeowners policy. If the limits seem insufficient to cover major injuries, it may be time to increase those limits with a personal umbrella policy. To schedule a review before your next party, call our service team today.