1. Check your insurance policy.
Your health insurance policy might include coverage for therapy and medication. Check your policy to find providers in your network. Even if you have a copay for therapy appointments or medication, the majority of the total cost may be covered by your insurance.
2. Visit a community medical clinic.
Free or low-cost clinics in your community can be an affordable way to get therapy. Find a clinic when you contact the Department of Human Services. Then, call the clinic’s office manager to discuss their services.
3. Ask for discounts.
When you call mental health professionals, ask about available discounts. They may offer discounts for cash payments, low-income clients or group sessions.
4. Meet for phone rather than in-person sessions.
Typically, therapists charge less for phone sessions with clients. This option helps you save on transportation costs, too.
5. Listen to podcasts.
Take advantage of the variety of resources found online. Listen to podcasts, view videos and watch TED talks as you gather information from world-renowned psychologists, psychiatrists and counselors.
6. Join a support group.
In a support group, gain knowledge, support and help from others. Your best options are led by a professional moderator.
7. Attend a training clinic.
When graduate students train at clinics under licensed psychologists, you benefit. Attend the clinic as a patient and pay based on your income.
8. Ask for medication samples.
Cheaper than prescriptions, medication samples help you make ends meet while taking essential medication.
No matter what your income level, do not neglect the mental health treatment you need. Eight tips help you afford this important treatment for you or your loved one.
